Transaction Banking

Smarter cash management, seamless global payments, and secure escrow - all powered by Zand.

A wide range of transaction banking solutions

Comprehensive banking solutions designed to support your business operations, from financing and custody to payments and escrow.

Multi-currency Bank Accounts

Hold, receive, and pay in major currencies through flexible current and savings accounts.

Corporate Loans

Tailored financing for expansion, working capital (including revolving credit and overdraft facility), acquisitions, and strategic investments with competitive terms and flexible structures.

Financial Guarantees

Enhance your credibility and meet contractual obligations with Capital Guarantees, RERA Guarantees and Financial Guarantees backed by trusted banking expertise.

Custody Services

Institutional-grade custody for traditional financial investments, including segregated securities safekeeping, trade settlement support, dividend and interest collection, corporate action support, and securities lending for yield enhancement.

Virtual IBANs

Assign unique account identifiers to customers or transactions and manage funds through a single account for better visibility and control.

Client Money Accounts

Enabling banking for businesses as well as their clients, for faster payments and smoother transaction management.

Cash Management Services

Efficient cash management solutions, including easy cash and cheque deposits.

WPS - Payroll Management Services

Empower your business with a streamlined payroll solution that delivers secure, accurate, and MOHRE/CBUAE compliant WPS salary disbursement across the UAE.

Global Payments

Send and receive payments globally with competitive pricing, multi-currency capabilities, and reliable processing.